Growth Figures

Görüntüleme Sayısı

: 27504 Görüntüleme

İçerik Türü

Web Yazı-Makale

Yazar/lar

Ferhat SAYIM

İlgili Ders/Eğitimler

Finansal Kurumlar ve Araçlar

Head-Module Title: Participation Bank in Turkey

Growth of Net Profit

Table-10/a:Growth of Net Profit, 2007-2012 (1000TL)

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	TOTAL SUM
Average 2007-2012	135.655	239.265	151.698	199.942	726.561
2012	191.835	190.392	250.156	283.573	915.956
2011	160.870	216.090	195.042	231.587	803.589
2010	134.379	259.962	159.648	205.529	759.518
2009	105.626	301.281	127.133	171.388	705.428
2008	136.242	246.529	104.086	160.633	647.490
2007	84.979	221.337	74.123	146.943	527.382

Table-10/b: Increase Rate from Previous Year at Net Profit, 2007-2012 (1000TL)

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	Increase Rate From Prev.Year Total Sum
Average 2007-2012	21%	7%	41%	13%	16%
2012	19%	-12%	28%	22%	14%
2011	20%	-17%	22%	13%	6%
2010	27%	-14%	26%	20%	8%
2009	-22%	22%	22%	7%	9%
2008	60%	11%	40%	9%	23%
2007	22%	51%	105%	5%	35%

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012) (PBAT, The Participation Banks Association of Turkey, 2012).

Looking at deposit banks for the 2007-2012 period, their profit increased by %71 from 2007 to 2012, and reached to 23 billion TL in 2012. Increase rate of participant banks total net profit is %74 from the end of 2007 to the end of 2012. The rate of participation bank’s is a little higher than deposit bank’s. In terms of average profit per bank, deposit banks have too high figures compared to participation banks naturally. However it is also obvious that average scales, branch numbers and history of deposit banks are above participation banks.

Türkiye Finans has the biggest share in total profitability of total participating banks at the end of 2011. Bank Asya, Kuveyt Türk and Al Baraka follow it respectively. Furthermore, Kuveyt Türk has the highest average net profit increase rate among the others. Kuveyt Türk has more stable rates at the last six years.

Table-11: Net Profit/Loss of Deposit Banks for the Year, 2007-2012

Year	2007	2008	2009	2010	2011	2012*
Total	13.467.940	11.851.867	18.489.700	20.518.216	19.849.000	23.064.743
Inc.Rate		-12	56	11	-3	16,2

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012) (PBAT, The Participation Banks Association of Turkey, 2012).

Growth of Asset (Equity Capital)

Looking at the table regarding the equity capital growth, it is seen that participation banks increased their equity in 2012 212% according to the 2007. Looking at deposit banks for the 2007-2012 period, their equity capital increased by129 % from 2007 to 2012.

Table-12/a: Growth of Equity Capital, 2007-2012 (1000TL)

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	TOTAL SUM
Average 2007-2012	826.295	1.732.301	1.043.379	1.321.276	4.923.251
2012	1.218.333	2.349.273	1.684.037	2.125.162	7.376.805
2011	1.004.251	2.137.426	1.437.978	1.613.659	6.193.314
2010	852.635	1.941.667	1.256.685	1.406.096	5.457.083
2009	710.666	1.707.894	807.312	1.193.692	4.419.564
2008	638.102	1.403.692	685.679	1.001.456	3.728.929
2007	533.780	853.856	388.583	587.592	2.363.811

Table-12/b: Increase Rate from Previous Year at Equity Capital, 2007-2012 (1.000TL)

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	Increase Rate From Prev.Year Total Sum
Average 2007-2012	35%	26%	39%	31%	31%
2012	21%	10%	17%	32%	19%
2011	18%	10%	14%	15%	13%
2010	20%	14%	56%	18%	23%
2009	11%	22%	18%	19%	19%
2008	20%	64%	76%	70%	58%
2007	117%	35%	55%	35%	52%

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012) (PBAT, The Participation Banks Association of Turkey, 2012).

Bank Asya has the biggest share in total equity capital of total participating banks at the end of 2012. Türkiye Finans, Kuveyt Türk and Al Baraka follow it respectively. Furthermore, Kuveyt Türk has the highest average equity capital increase rate among the others. Kuveyt Türk has biggest equity growing rate at the last six years.

Table-13:Equity Growth of Deposit Banks,2007-2012(1.000 TL)

Year	2007	2008	2009	2010	2011	2012*
Total	64.533.482	72.060.575	93.832.584	114.978.956	123.007.000	147.585.754
Inc.Rate		12	30	23	7	20

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012) (PBAT, The Participation Banks Association of Turkey, 2012) (BAT, The Bank Association of Turkey, 2013)

Growth of Total Assets

Table-14/a: Growth of Total Assets in Participation Banks, 2007- 2012 (1000TL)

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	TOTAL SUM
Average 2007-2012	7.681.482	13.178.446	10.012.683	10.542.867	41.415.478
2012	12.327.654	21.390.024	18.910.513	17.616.504	70.244.695
2011	10.460.885	17.190.099	14.897.592	13.528.353	56.076.929
2010	8.406.301	14.513.419	9.727.117	10.691.860	43.338.697
2009	6.414.914	11.608.955	6.904.526	8.699.643	33.628.038
2008	4.789.108	8.108.129	5.768.034	7.104.156	25.769.427
2007	3.690.029	6.260.048	3.868.318	5.616.687	19.435.082

Table-14/b: Increase Rate from Previous Year at Total Assets in Participation Banks,2007-12(1000TL)

END OF YEAR	ALBARAKA TÜRK	BANK ASYA	KUVEYT TÜRK	TÜRKİYE FİNANS	Increase Rate From Prev.Year Total Sum
Average 2007-2012	27%	32%	37%	27%	31%
2012	18%	24%	27%	30%	25%
2011	3%	18%	53%	27%	29%
2010	31%	25%	41%	23%	29%
2009	34%	43%	20%	22%	30%
2008	30%	30%	49%	26%	33%
2007	48%	50%	32%	36%	42%

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012) (PBAT, The Participation Banks Association of Turkey, 2012).

When we look at the table of growth of assets, it is seen that participation banks provide in the 2007-2012 period according to deposit banks. Participation banks increased their total assets 261% owing to deposit banks increased their total assets 119%.

Bank Asya has the biggest asset among participation banks, which is followed by Kuveyt Türk at the end of 2012.

Similarly in this case, Kuveyt Türk has the highest average increase rate for 2007-2012 period. Bank Asya, Al Baraka and Türkiye Finans follow it respectively

Table-15: Growth of Total Assets in Deposit Banks, 2007- 2012

Year	2007	2008	2009	2010	2011	2012*
Total	542.293.125	682.936.916	771.511.791	930.947.266	1.119.911.000	1.190.124.718
Inc.Rate		26	13	21	20	6,3

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012) (PBAT, The Participation Banks Association of Turkey, 2012).

Table-16: The Shares of Participation Banks within the Sector

		Deposit Banks		Dev. and Inv. Banks		Participation Banks
Year	Sector	Total Assets	Ratio in the Sector	Total Assets	Ratio in the Sector	Total Assets	Ratio in the Sector
2012	1.315.759	1.190.125*	90,5%	55.389*	4,2%	70.245	5,3%**
2.011	1.217.695	1.119.911	92,0%	41.636	3,4%	56.148	4,6%
2.010	1.006.667	932.371	92,6%	30.958	3,1%	43.339	4,3%
2.009	834.014	773.357	92,7%	27.029	3,2%	33.628	4,0%
2.008	732.536	683.823	93,4%	22.943	3,1%	25.770	3,5%
2.007	581.606	543.272	93,4%	18.888	3,2%	19.445	3,3%

Source: Collected from data provided by (BAT, The Bank Association of Turkey, 2011) (BAT, The Bank Association of Turkey, 2012) (PBAT, The Participation Banks Association of Turkey, 2012).

The table clearly shows that The Participation banks have increased the theirs shares in the sector. While the share of Participation banks is %3,3 in 2007, the share reaches to %5,3 in the end of 2012. The increasing rate of sector share is %61 as a number.

Sayfa Gezinti

Önceki [43] Sonraki [83]